Jammu & Kashmir Bank is a leading banking institution that provides a wide range of financial services in the Jammu and Kashmir region. It was established in 1938 and is headquartered in Srinagar, Jammu and Kashmir. This bank is the only government bank in the state and the Government of Jammu and Kashmir is its largest shareholder.

Key Features of the Bank:

1. Extension of Services:- Jammu and Kashmir Bank offers a wide range of personal banking, corporate banking, small and medium enterprise (SME) banking, and rural banking services.

2. Digital Banking:- The bank also provides internet banking, mobile banking, and other digital banking services to its customers, thereby providing the customers with the convenience of banking anywhere and anytime.

3. Credit and Loan Facilities:- The bank offers a variety of loan products, including home loans, vehicle loans, education loans, and personal loans.

4. Rural Development:- Jammu and Kashmir Bank has placed special focus on rural development and financial inclusion, thereby enabling access to banking services even in rural areas.

5. ATMs and Branches:- The Bank has a wide branch and ATM network across the Jammu & Kashmir region, providing convenience and accessibility to the customers.

Mission and Vision of the Bank:-

1. Mission:- The mission of Jammu and Kashmir Bank is to provide excellent financial services to its customers and meet their needs.

2. Vision:- The objective of the Bank is to promote financial inclusion and contribute to the economic progress of the region.

Social Responsibility:-

The bank also actively participates in various social responsibility programs, including contributions in areas such as education, health, and environmental protection.

Jammu & Kashmir Bank has achieved an important position in the financial sector with the trust and support of its customers and is playing an important role in the economic progress of the region.